Lexington Bank Fraud Defense Attorney
Have you been charged with bank fraud?
The first thing you need to do after you’ve been arrested for bank fraud, is to call a Cooley, Iuliano, Robey PLLC fraud attorney at 859-636-6803. Each of our partners is a member of the National Association of Criminal Defense Lawyers, as well as the Kentucky Bar Association.
Our skilled bank fraud defense attorneys are always prepared to do a full investigation and defend your case, all while protecting your rights from the prosecution while they pursue their bank fraud case against you. Our bank fraud law firm and bank fraud attorneys are going to make certain that the Commonwealth of Kentucky is held to their burden of providing their case beyond a reasonable doubt.
What is bank fraud?
Bank fraud in the United States and Kentucky can be defined as a person, either clients, executives or even an administrator, of a banking or any financial institution attempting to defraud it in order to obtain money, funds, credits, securities, or other properties. This crime comes with a steep fine, of more than $1,000,000 dollars or a period of imprisonment of not more than 30 years.
Bank fraud is not the same as credit card or debit card fraud. Those are treated as separate crimes, as well as securities fraud, or insurance fraud, even if they are services from banks.
If you are being accused of a bank fraud crime, finding experienced professionals like Lexington ky criminal defense attorney or a bank fraud lawyer immediately after your arrest is where you should start in taking control of your future.
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Bank Fraud Charges & Bank Fraud Laws
White collar crimes in Kentucky are non-violent offenses that involve fiscal matters such as fraud, money laundering, tax evasion, insider trading, identity theft and others, normally carried out by people in business or government.
Common types of bank fraud:
- Bad Checks
- Fraudulent loans
- Bank impersonation
- Stolen checks
- Internet bank fraud
Being accused of a white collar crime is enough to ruin your reputation and your livelihood, which is why you would want a white collar crime lawyer or bank fraud lawyer as soon as you’re accused.
Whoever knowingly executes, or attempts to execute, a scheme or artifice—
(1) to defraud a financial institution; or
(2) to obtain any of the moneys, funds, credits, assets, securities, or other property owned by, or under the custody or control of, a financial institution, by means of false or fraudulent pretenses, representations, or promises; shall be fined not more than $1,000,000 or imprisoned not more than 30 years, or both.
If you or someone you care about has been charged with a bank fraud charge in Kentucky, contact our reputable criminal defense lawyers or bank fraud lawyers as soon as possible by calling 859-636-6803.
Obtaining the services of a bank fraud defense attorney Lexington against bank fraud charges is the first thing you need to do when faced with charges like these. CIR Legal’s seasoned bank fraud attorneys can help you with any type of bank fraud charge and help you determine what you’re up against.
Penalties in Bank Fraud Cases
Penalties for white collar crimes could range from very expensive fines to long prison sentences. Even if the most common punishment is time in minimum-security prisons, there’s no reason it can be something even harsher, especially if substantial amounts of money are involved. White collar crimes like tax fraud, credit card fraud, insider trading and fraud against the government are harshly punished and sometimes even handed over to federal prosecutors. Although for bank fraud cases, whether the crime is classified as a misdemeanor or a felony is detailed in their individual statutes, most bank fraud crimes are felonies in both state and federal law.
Take bank fraud offenses and allegations seriously and get professional legal representation in an expert local bank fraud lawyer as soon as possible to see to your case. A competent bank fraud defense attorney can get your case dismissed, charges filed against you dropped, or fight for an expungement of your conviction altogether.
Felony
In the United States, a felony is the most serious type of crime, and hence, they offer the most serious punishments, with years in prison. They are divided (like misdemeanors as well) into classes. In general, the imprisonment terms for each class of this offense are;
- Class A – 20 to 50 years, or even life imprisonment,
- Class B – 10 to 20 years,
- Class C – 5 to 10 years, and
- Class D – 1 year to 5 years
All serious crimes, except murders (they have their own punishments), are classified as felonies.
It’s also important to point out that former convictions of this degree matter. If district court investigations and records show you are a “persistent offender,” then it’s very likely you’ll be facing a longer prison term vs someone guilty of the same crime without records of a prior felony conviction. (Ky. Rev. Stat. Ann. § 532.080 (2019 ).). If this is the case, it is advised for you to share this information with your bank fraud defense lawyer at the earliest.
A person found guilty of a felony in states like Kentucky will also need to pay a fine costing between 1,000 dollars and 10,000 dollars. Or, if it applies, double any gain from committing the offense. In the event that it does, the district court usually orders whichever amount is greater to be paid (Ky. Rev. Stat. Ann. § 534.030 (2019 ).).
It’s difficult facing offenses as serious as this alone, especially since these have long-lasting consequences on a person’s life once convicted. Which is why hiring expert bank fraud defense attorneys with adept insights and resources are essential. It’s also good advice to hire bank fraud lawyers who pay close attention to create a great working attorney client relationship with the people and cases they take on. Experienced bank fraud attorneys will know what to expect including with the best way to protect your rights, or avoid a conviction altogether.
Federal
More than other crimes, white collar offenses are usually prosecuted by federal authorities. The FBI is responsible for processing those accused of federal white collar crimes. Federal white collar charges result when they transpire on or against federal property and institutions, but they are mostly a federal offense because they normally involve financial institutions and businesses across several states. Some of these offenses include, but are not limited to, money laundering, tax evasion, election law violations, embezzlement, and several types of fraud, like mortgage, bank, health care, mass marketing, securities, and commodities, and corporate fraud. People in business or government are the vast majority of those arrested for white collar crimes. These are not victimless crimes.There can be billions of dollars at stake, along with the livelihoods of thousands of people. The penalties for white -collar crimes can range from a simple fine to jail time of a few years. The punishment will depend on the extent of the money involved, people affected, and even the social implications of your crime. You will immediately need a federal bank fraud lawyer if you are facing bank fraud charges in Kentucky or anywhere else.
You need an experienced criminal defense lawyer that specializes in bank fraud defense
All of our criminal bank fraud attorneys at Cooley Iuliano Robey, PLLC are members of the National Association of Criminal Defense Lawyers as well as the Kentucky Bar Association, with decades of experience in matters of bank fraud charges and bank fraud defenses or other practice areas. We value the best interest of every client, above all, and with our insights about law, we can create new defense opportunities in your case, no matter how minor. When it comes to bank fraud crimes, you need bank fraud attorneys who will fight for your constitutional rights, and start by doing an evaluation of every evidence and substance of the detail of your case content, no matter how inconsequential they may be. We will then create the best defenses in your trial and strive to avoid the harshest sentence or any penalties at all.
Free Consultation & Case Review from our experienced bank fraud lawyers
At CIR Legal, our bank fraud attorney’s bank fraud defense services include offering free consultation and case review to potential clients or otherwise. Our bank fraud attorneys have fought and will always strive to fight for the rights of every defendant in the state of Kentucky, no matter the type of offense. Call our law office at 859-636-6803 or fill out our form for a free consultation, be it pm or am.
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Our Promise To You
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Our promise to you is based on a simple principle – focus on your goals and achieve exceptional results. You have trusted us to represent your interests in one of the most important events in your life, and we will not let you down.
We will always keep you informed about your case. We will always explain a clear path forward, and provide you with an understanding of “what to expect” at each step. We will always be directly accessible to you and promptly respond to any questions you may have.
We promise to always advocate for you and your interests. No matter what issue you’re facing – you’ll always have a team of attorneys in your corner ready to fight for you.
